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How Can I Handle Disputes with My Own Insurance Company?

After an accident, you expect your own insurance company to treat you fairly and honor the coverage you’ve been paying for. Unfortunately, that’s not always how it works. Many people are surprised to find themselves in a dispute with their own insurer over denied claims, delayed payments, or unfair settlement offers.

If you’re struggling with your insurance company after an accident, know that you have rights. Working with an experienced Greenwood personal injury attorney from our firm can make all the difference in standing up to insurance companies and fighting for the compensation you deserve.

Common Reasons for Insurance Disputes

Disputes with your insurance company can happen for a variety of reasons, including:

• Claim Denial: The insurance company refuses to cover your claim entirely, often arguing that the policy does not apply or that the claim is invalid.
• Undervalued Claims: They offer you far less than your claim is worth, refusing to account for the full extent of your injuries or damages.
• Delayed Payments: The insurer drags its feet, delaying the processing or payment of your claim.
• Bad Faith Tactics: Sometimes, insurers engage in unfair practices like misrepresenting policy terms, failing to investigate claims, or making unreasonable demands for documentation.

If any of these issues sound familiar, you don’t have to accept the insurance company’s behavior. You have legal options to protect your rights. Hiring a Greenwood personal injury lawyer from our firm will help you exercise your rights.

Steps to Take If You Have a Dispute

The first step is to carefully review your insurance policy. Understand the coverage you paid for, the claims process, and any exclusions or limitations. In many cases, policies are filled with technical language, so it’s imperative to have your Greenwood personal injury lawyer help interpret the fine print.

Next, gather all documentation related to your claim. This can include medical records, repair estimates, photographs of injuries or property damage, accident reports, correspondence with the insurance company, and any notes about conversations you’ve had with claims representatives. Having strong evidence makes it much harder for an insurance company to wrongfully deny or undervalue your claim.

If you believe the insurance company is acting unfairly, consider filing a formal complaint. Many insurers have internal appeals processes, and South Carolina also has regulations in place to protect consumers against bad-faith insurance practices. However, fighting an insurance company on your own can be frustrating and overwhelming, especially when you’re also dealing with injuries, medical treatment, and financial stress.

That’s why it’s wise to work with a knowledgeable Greenwood personal injury attorney who can take on the burden of dealing with the insurance company for you.

How a Greenwood Personal Injury Attorney Can Help

At Nicholson, Meredith & Anderson, our well-versed legal team is well-versed in handling insurance disputes. We know the tactics insurance companies use to delay, deny, and underpay valid claims — and we know how to fight back.

Our attorneys will:

• Review your policy in detail
• Gather and organize strong evidence to support your claim
• Communicate directly with the insurance company on your behalf
• Negotiate for the maximum compensation you are entitled to
• Take legal action if necessary to hold the insurance company accountable

Insurance companies have teams of lawyers protecting their interests — you deserve to have a dedicated advocate protecting yours.

Contact Our Greenwood Personal Injury Lawyers Today

If you’re facing a dispute with your own insurance company, don’t try to handle it alone. Your financial future could be on the line. At Nicholson, Meredith & Anderson, our Greenwood personal injury lawyers are committed to standing up for individuals who have been treated unfairly by their insurers.

Call Nicholson, Meredith & Anderson today at 864-229-7241 or contact us online to schedule a consultation with a Greenwood personal injury attorney. Let us help you fight for the benefits and compensation you are rightfully owed.