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What Should I Do If My Claim Is Denied?

If you are injured by another party or entity’s negligence, you will file your claim with the appropriate insurance provider, and if it is denied, there are important steps you should take. The most important of these steps is consulting with an experienced Greenwood personal injury attorney at Nicholson, Meredith & Anderson early on.

The Insurance Company’s Reason for Denying Your Claim

If the involved insurance company denies your claim, it may strike you as a sure sign that the claim itself is too weak to pursue. This, however, may not be the case.

Insurance companies are in the business of turning huge profits, and one way of keeping settlements low is by denying them outright. Often, vulnerable claimants simply accept denials and move on. A better approach, however, is consulting with an experienced Greenwood personal injury lawyer.

The Elements Necessary to Bring a Solid Personal Injury Claim

In order to bring a successful personal injury claim that covers your full range of legal damages, each of the following elements must apply:

● The responsible party had a duty of care regarding your safety. A clear example of this responsibility is the duty of care each of us accepts toward others on the road when we drive.

● The responsible party failed to uphold the duty of care owed, such as when a driver is impaired, distracted, or drunk behind the wheel.

● The responsible party’s negligence was the direct cause of the accident in question.

● You suffered damages that are covered by the law as a result. These include your current and ongoing medical costs, lost earnings, and physical and emotional pain and suffering, which can outpace your other losses combined. 

When each of these elements can be established, your claim is valid and should be adequately addressed by the insurance company handling it. You can trust your seasoned personal injury lawyer to skillfully resolve the issue on your behalf.

The Evidence You Will Turn To

Personal injury claims generally hinge on the evidence, and all the following are forms of evidence that tend to support strong claims:

● The testimony of eyewitnesses

● Photographic evidence from security cameras, bystanders at the scene, dashcams, and traffic cameras

● Professional accident reconstruction models that help to outline how the accident happened

● Expert testimony of professionals in relevant fields of study

● the accident or police report

● Any physical evidence, such as skid marks or the landing pattern of the vehicles in traffic accident cases

You Need an Experienced Greenwood Personal Injury Lawyer Backing You Up

The formidable Greenwood personal injury attorneys at Nicholson, Meredith & Anderson have earned a solid reputation for successfully resolving even the most challenging personal injury claims, including those that have been denied by the involved insurance companies. Learn more about everything we can do to help you by contacting us online or giving our firm a call at 864-229-7241 today.